The rental car coverage that comes with the Chase Sapphire Preferred card provides protection if your rental car is involved in an accident or is stolen.

How does chase rental car insurance work. Instead of paying upwards of 30 a day the Chase Sapphire can cover damage to your rental car. Coverage from your own policy applies when you are using a rental car for personal nonbusiness purposes. If you have an eligible Chase card that offers rental car insurance and you use it to pay for your rental vehicle it will help cover you in the event of any damages or theft to the vehicle.

Your primary insurance would cover an accident. Outside your country of residence you do not have to claim payment from any other source of insurance before receiving coverage. The rules may be different for business use.

If you do have your own auto insurance policy you frequently rent vehicles and youd like coverage from your credit card you should apply for a card that offers primary rental car insurance. How the rental car collision damage waiver works The CDWs from Chase Freedom Flex and Chase Freedom Unlimited provide reimbursement for damage resulting from collision or theft up to the cash. It does not cover liability or personal injury.

To use Chase rental car insurance youll need to book and rent your car using your Chase credit card. Within your country of residence coverage is secondary when renting for personal reasons and supplements any valid and collectible insurance or reimbursement from any source. How much does Mastercard car rental insurance cover me for.

Auto Rental CDW reimburses you for covered losses to the rental vehicle while it is in your control or in control of another Authorized Person. The Chase Sapphire Preferred rental car insurance comes in the form of a collision damage waiver CDW which provides reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles. The coverage is provided free of charge and reimburses you for damage towing and loss of use expenses you become responsible for due to damage or theft of your rental car.

Mastercard car rental insurance covers your rental vehicle against physical damage and theft. Chase Ultimate Rewards can be earned from 6 personal and business credit cards. Currently Chase and Amex provide the best options for primary rental car insurance with our favorite being the Chase Sapphire Preferred Card.