Hire car insurance works quite differently from the insurance youll have on your own car.

How do rental cars work with insurance. The reason I ask is that my own insurance covers liability when I rent a car in the US but not outside and my credit card covers damage to a rental car in most countries but not liability. If you want to add additional drivers to your rental youll need to add them to the rental contract. Personal Accident Insurance PAI.

Numbers also play a role. Second you need to pay for the entire rental using that card. Rental Car Reimbursement Coverage How Does It Work.

Credit cards often provide coverage for rental cars assuming you have used the card to pay for the rental and the rental is in your name. Your insurance company is cutting you a check for 2500 per. It costs up to 10 per day.

Personal Accident Insurance PAI provides accidental death and dismemberment coverage to the renter and their passengers. 1 Collision Damage Waiver. Just about everywhere in the world rental cars are required by law to have 3 basic types of coverage to be on the road.

A cars basic damage coverage commonly referred to as a collision damage waiver. The type you buy from the rental agency. The reason thats not true is if you want coverage for expenses like a rental car.

On a recent rental in Iceland I was concerned about the liability aspect and was told I would be covered if I took out their Super Collision Damage Waiver for extra cost. If thats the case you might want the rental car insurance. Damage cover theft cover and third-party cover.