Youll be surprised how much you save when you cut back.

How can you spend your time wisely. Write down all the sources of income you make excluding any allowances or money you receive from your parents then write down your expenses. These could be activities that direct precious energy away from what youd like to focus on. To organize your time wisely keep track of how long you spend on various tasks then figure out some places that your time could be used better.

Write them down and follow them like a policy. Here are a few ways that can help you to cherish your time wisely. Having a budget app helps you with money management when on the go.

For instance lets say that in order to maintain your sanity you need to work out daily. Today you can accept Jesus Christ as your Savior. If you find that you have time on your hands because you have caught up on your work why not move on to a job that is scheduled for later.

You can put your faith your trust and your confidence in Him. You should also avoid canceling activities you truly enjoy over necessary activities. It takes virtually no time to do it and yet.

Set aside or eliminate nonessential tasks which do little more than consume time and energy. Sharpen your ax as it were by planning ahead so that you can make the most effective use of your time. Here are two strategies to make saying no easier.

Remember the need is urgent. Today is your day of salvation 2 Corinthians 62. If you dont have an emergency fund you can use a credit card to help you in urgent needs.