Each insurer has their own requirements but generally theyre looking for three key things.

Geico auto insurance accident forgiveness. Theyll send an officer if necessary. To upgrade your policy with Accident Forgiveness GEICO will check a variety of things to determine if you are eligible. Filing a claim after an accident wont necessarily affect your premiums.

With Accident Forgiveness on your GEICO auto insurance policy your insurance rate wont go up as a result of your first at-fault accident. Move your car to a safe location but do not leave the scene. Call 911 to request any needed medical assistance.

We deliver a car insurance policy with exceptional coverage and best-in-class customer service and that matters when you have an accident or are stuck on the side of the road. Thats why we know a thing or two about cheap car insurance rates. Drivers can also purchase it as a supplemental coverage option although the cost varies by state.

We waive the surcharge associated with the first at-fault accident caused by an eligible driver on your policy. Geico allows policyholders to receive accident forgiveness for free either by maintaining a clean driving record or purchasing coverage as an upgrade to an auto insurance policy. This coverage is not available in California Connecticut or Massachusetts.

1 You need to have been accident free for a specific period of time. In order to earn accident forgiveness through GEICO you need to be older than 21 and have an accident-free recent driving history five years. With Accident Forgiveness on your GEICO auto insurance policy your insurance rate wont go up as a result of your first at-fault accident.

For example they will look at your driving record policy type as well as state laws and regulations. GEICO Accident Forgiveness is per policy not per driver. GEICO Accident Forgiveness is per policy not per driver.