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Does your personal auto insurance cover a rental car. If you carry comprehensive and liability coverage on your personal car coverage typically will extend to your rental car within the United States. Minutes To Get A Quote - Just Have Your Details Handy. Your liability coverage also applies when you get behind the wheel of a rented vehicle.

Your personal auto insurance including all limits and deductibles extends to almost any rental car you drive. If youre renting a car in the US. If you have renters or homeowners insurance these items may already be protected.

If you have liability collision and comprehensive insurance on your own vehicle you will already be protected at least up to the policys limits for most of the coverages that are typically offered by rental companies. Another important thing to keep in mind when figuring out whether or not your auto insurance covers your car rental is the purpose of the trip. It insures the driver in case of personal injury.

In addition most renters or homeowners insurance policies cover personal items that could be stolen from your rental. Ad Come Direct To Direct Line For A Car Insurance Quote You Cant Get Anywhere Else. Ad 10 Of Customers Paid Less Than 265 Between Jan and Jun 2021.

Personal effects coverage may help cover your personal belongings such as a cellphone or clothing if theyre stolen from your rental car. This means property damage and bodily injury you cause another party may be covered by your car insurancejust not damage you. If you dont have liability comprehensive and collision coverage on your own car then your insurance likely will not cover your rental car if you get into a collision or damage the rented vehicle.

Your existing policy and personal health insurance may provide coverage comparable to what the rental company is offering. In order for your primary automotive insurance to cover your rental car youll need three types of coverage. Before you buy any extras its worth checking whether your home contents or travel insurance covers your personal belongings outside the home.