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Does your personal auto insurance cover a rental car. Another important thing to keep in mind when figuring out whether or not your auto insurance covers your car rental is the purpose of the trip. Personal effects coverage may help cover your personal belongings such as a cellphone or clothing if theyre stolen from your rental car. If you dont have liability comprehensive and collision coverage on your own car then your insurance likely will not cover your rental car if you get into a collision or damage the rented vehicle.

Before you buy any extras its worth checking whether your home contents or travel insurance covers your personal belongings outside the home. That coverage may extend to your rental car as long as you drive it for personal use. Liability collision and comprehensive.

3 Year Fixed-Price That Includes Legal Protection As Standard And Much More. Ad Compare Insurance Quotes For A Range Of Cover Types With Compare The Market. If you have renters or homeowners insurance these items may already be protected.

In order for your primary automotive insurance to cover your rental car youll need three types of coverage. Your personal auto insurance including all limits and deductibles extends to almost any rental car you drive. Get A Quote Today.

If you carry comprehensive and liability coverage on your personal car coverage typically will extend to your rental car within the United States. Your existing policy and personal health insurance may provide coverage comparable to what the rental company is offering. On the flip side some personal auto insurance policies do provide liability car insurance coverage for you to drive rental trucks.

This means property damage and bodily injury you cause another party may be covered by your car insurancejust not damage you. Your liability coverage also applies when you get behind the wheel of a rented vehicle. If youre renting a car in the US.