Collision Damage Waiver CDWLoss Damage Waiver.

Does your insurance cover rental car damage. LDW stands for Loss Damage Waiver and it limits the amount youd be responsible for if your rental vehicle is damaged or stolen. Liability collision and comprehensive. Loss Damage Waiver LDW At the rental car office youre likely to encounter certain insurance-related terms.

The waiver typically does not cover damage from speeding or driving on unpaved roads. Your car insurance may cover you. Liability insurance for bodily injury and property damage is almost always required nationwide so if you have car insurance youre likely already covered.

In order for your primary automotive insurance to cover your rental car youll need three types of coverage. If you damage the rental car this waiver may help cover the cost of repairing it. Your Progressive car insurance covers rental cars to the same limit.

This covers your medical bills in the event of a crash in the rental car. That means if you carry comprehensive and collision coverage on your daily ride youll be protected against physical damage to your rental car. Many rental vehicle companies offer insurance to their customers but its often much more expensive than what we offer and it may not cover.

Your liability coverage also applies when you get behind the wheel of a rented vehicle. If youre renting a car in the United States your regular car insurance may cover you for bodily injury liability which pays for injuries suffered by other people in an accident for which youre held responsible. A collisionloss damage waiver also known as an LDW or CDW isnt technically insurance.

To get this coverage you need to use the credit card to reserve and pay for the rental vehicle. If you have an auto insurance policy you might be covered in a rental car at the same level that you are covered in. Your personal auto insurance including all limits and deductibles extends to almost any rental car you drive.