Generally rental companies will offer a loss-damage waiver or collision-damage waiver liability insurance personal accident insurance and personal effects coverage.

Does your insurance cover rental car damage. If you damage the rental car this waiver may help cover the cost of repairing it. That means if you carry comprehensive and collision coverage on your daily ride youll be protected against physical damage to your rental car. While some travellers often make it a personal rule to say no to all of the above declining insurance on your rental when youre less than fully covered by a credit card or personal policy could end up costing more in the long term.

CDW is similar but it only covers losses caused by collisions. Collision Damage Waiver CDWLoss Damage Waiver. The waiver typically does not cover damage from speeding or driving on unpaved roads.

The Rental Car Damage Protector is not rental car liability insurance. Your car insurance may cover you. Liability insurance for bodily injury and property damage is almost always required nationwide so if you have car insurance youre likely already covered.

Rental Vehicle coverage gives you and your rented vehicle great protection at a very affordable rate. You do not want to be taken to court and have a lien placed on your house in order to pay for rental car damage. To get this coverage you need to use the credit card to reserve and pay for the rental vehicle.

Credit card rental car insurance often excludes coverage for liability or personal injury to you or others. LDW stands for Loss Damage Waiver and it limits the amount youd be responsible for if your rental vehicle is damaged or stolen. Loss Damage Waiver LDW At the rental car office youre likely to encounter certain insurance-related terms.

Some credit cards offer coverage for damage theft accident and health protection typically with limits. For most car insurance policies hail damage would be covered under a comprehensive package and if your policy extends to car rentals you are covered up to the limits of your coverage. Some insurance plans will cover a driver for accidents caused by negligent actions like speeding or other traffic violations but wont cover damages caused by more reckless conduct like drunk driving.