In order for your regular car insurance to be extended to your rental vehicle you must obtain an SEF 27 or Legal Liability for Damage to Non-Owned Automobile endorsement from your provider.

Does your car insurance cover your rental. If you carry comprehensive and liability coverage on your personal car coverage typically will extend to your rental car within the United States. Your auto insurance policy doesnt have the right endorsement In order to be covered for liability and personal accident insurance your Ontario auto insurance policy needs the OPCF27 liability for non-owned automobiles endorsement to be transferable to a rental car. If thats the case you might want the rental car insurance.

Your Home insurance provides coverage for any possessions you have in the car like a camera or luggage. If you plan to drive the rental car with someone whos not on your regular insurance make sure that person has his or her own coverage before declining rental car insurance. If you dont have a vehicle you can get it from the rental company or your.

If you already have collision coverage or comprehensive coverage youve probably covered most of your bases. If your credit card company provides rental car protection it probably only covers cars. Look for similar coverages in your home province.

Full value of the rental. Depending on your policy it may only cover driving-related accidents like rear-ending another vehicle or running into a mailbox. Without it you would have to pay for any damage out of pocket above basic protection.

If youre renting a small van it doesnt hurt to check with your insurance company to see if its covered. If stolen the coverage saves you the cost. If your personal car insurance covers rental vehicles.

This advertisement contains highlights of the plan which includes travel insurance coverages underwritten by United States Fire Insurance Company under form series T210 et. Numbers also play a role. Liability collision and comprehensive.