The purchase of Safemove and Safemove Plus is not required in order to rent a U-Haul truck or trailer but many personal auto policies do not cover rental truck or trailer rentals.

Does your auto insurance cover uhaul. Does my credit card cover U-Haul trucks and trailers. Generally your own car insurance policy will not extend to a U-Haul Ryder Penske or other type of truck you rent to move your belongings or to a rented trailer. Generally your own car insurance policy will not extend to a U-Haul Ryder Penske or other type of truck you rent to move your belongings or to a rented trailer.

Your Car Insurance Typically Doesnt Cover your U-Haul Truck Rental. There would be coverage for the broadest of coverage that is currently listed on your auto policy. However if you have collision and comprehensive on the vehicle on the trailer it should cover the car if its damaged during transport.

For example if you have liability only coverage on your policy you would have liability only coverage for the car or U-Haul you are renting there would be no physical damage coverage. If you rent a U-Haul take the insurance and get into an accident you would be covered. This means property damage and bodily injury you cause another party may be covered by your car insurancejust not damage you.

However your personal insurance policy providing coverage on an owned automobile or other personal policy may provide additional coverage and to the extent ALI may provide a duplication of coverage. A 100 deductible insures up to 25000 for one-way rentals or 15000 for local rentals. Its base option offers three protections.

For instance you may find that the personal property coverage in your homeowners insurance policy provides some coverage for the belongings youre transporting but doesnt cover damage to the rental moving truck. Make a call to your insurance agent to ask whether your homeowners or car insurance policies extend to your rental moving truck. If you happen to be renting a truck with a towing capacity larger than 1-ton you would need to purchase coverage through U-haul because a personal auto policy would not provide coverage for a vehicle of that size.

As U-Haul says on its website. U-Hauls rental truck insurance is called Safemove. U-Haul does not accept outside insurance.