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Does your auto insurance cover a trailer. On a Commercial or Business Auto policy trailers must be listed to be covered for Liability coverage and Comp and Collision. Your current auto insurance policys liability coverage may or may not already extend to your trailer. While most auto insurance policies will cover liability coverage for a trailer you own if it is being pulled by the insured vehicle when an accident occurs this can vary among different policies and in different states.

With American Family Insurance your trailer is considered eligible for liability coverage under your car insurance policy if it is a personal trailer that is designed to be towed by a motor vehicle and if its owned by the named insured on the towing cars auto policy or its attached to the towing vehicle. Does auto insurance cover towing a trailer. In some cases a trailer can break loose and damage property or cause injuries.

Additionally factors such as the type of trailer being pulled and whether or not it is a rental will impact coverage. If there is an accident involving your vehicle while you are towing a trailer your auto insurance can cover the trailer. Generally your own car insurance policy will not extend to a U-Haul Ryder Penske or other type of truck you rent to move your belongings or to a rented trailer.

Skip to the content. If a trailer becomes damaged or totaled and you have comprehensive and collision coverage you may be eligible to file a claim on it. If you want better protection for your own property you will need to have RV Insurance.

Home Insurance Blog Does My Auto Insurance Cover My Trailer. Here are some common questions you might ask. However every auto insurance policy is different.

While your auto insurance does extend to some trailers that are registered to one or both of the named insureds a standard personal car insurance policy provides only partial protection. Save Up To 20 Online. Save Up To 20 Online.