First know that your own auto insurance often extends to a rental car including your collision coverage if you have it.

Does your auto insurance cover a rental car. If you need a new vehicle. Car Insurance Cover Rental Car. That coverage may extend to your rental car as long as you drive it for personal use.

Of similar value to your personal car in all likelihood your auto insurance coverage will be adequate for the rental. Personal auto coverage for rentals may be less comprehensive than for your own car. These policies are available to protect the vehicle your personal belongings and liability.

In order for your primary automotive insurance to cover your rental car youll need three types of coverage. The question is do you need to buy insurance from a rental car company if you have a personal auto insurance policy or if you have coverage through your credit card. If youre renting a car in the United States your regular car insurance may cover you for bodily injury liability which pays for injuries suffered by other people in an accident for which youre held responsible.

Insurance in your auto policy for rental car costs. Few people consider whether or not they need rental car insurance before theyre asked at the counter. Your credit card company may also offer rental car insurance.

Discover your needs for your auto insurance. If you have rental reimbursement coverage your auto insurance will pay for a replacement rental car if your own breaks down or is in the shop due to a covered loss. Personal auto insurance policies often but not universally cover rental cars.

The only reason to buy the. Even if you already have auto insurance some policies do not cover. If you carry comprehensive and liability coverage on your personal car coverage typically will extend to your rental car within the United States.