If youre renting a car in the United States your regular car insurance may cover you for bodily injury liability which pays for injuries suffered by other people in an accident for which youre held responsible.

Does travel insurance cover car rental accidents. Personal Accident Insurance PAI. It may also pay for ambulance expenses and even death benefits. The one caveat with using your insurance is theres a cap on the number of days.

Your existing policy and personal health insurance may provide coverage comparable to what the rental company is offering. If you already have collision and comprehensive insurance you do not need to duplicate your coverage. Provides accidental death and dismemberment coverage to the driver and any passengers in the car at the time of the accident.

Personal accident insurance to help pay you and your passengers medical bills if youre injured in a rental car accident. If you have collision coverage your insurance can pay if your rental car is damaged in an accident no matter who is at fault but you will first need to pay your deductible. Otherwise youre on the hook for it.

Finally your comprehensive coverage would take care of damages to the rental vehicle not related to a traffic accident such as theft or vandalism. However if you have a deductible on your car insurance you will be required to pay that same deductible on the rental car after an accident. A CDW covers the damage to the rental car.

Rental car reimbursement is an affordable add-on to your insurance policy. If there is damage to your car this should be covered by the rental cars insurance. What Does Rental Car Insurance Cover.

If you are at fault your third party property insurance will cover damage to the rental vehicle and the car rental companys insurance will most likely pursue you or your insurer for repair costs. It costs up to 10 per day. Auto insurance coverage Check with your insurance provider to verify what they cover in a rental car accident and where this is stated in your policy.