Your existing policy and personal health insurance may provide coverage comparable to what the rental company is offering.

Does travel insurance cover car hire. Personal effects coverage may help cover your personal belongings such as a cellphone or clothing if theyre stolen from your rental car. If you have renters or homeowners insurance these items may already be protected. If you cause an accident while driving the rental car your liability insurance would pay up to your policy limits for the damages done to other cars or property.

Credit card rental car insurance often excludes coverage for liability or personal injury to you or others. Buy a rental car insurance policy. Check out the full list of benefits for these policies below.

You could have varying degrees of rental car insurance coverage from your personal car insurance policy your travel credit card your cashback credit card and even your home or tenants insurance. Rentals for more than 30 days. For example if you buy an independent car hire excess insurance policy online in advance with iCarhireinsurance it can cost as little as 299 a day.

The coverage you have from your primary car insurance should cover a rental vehicle. A standard travel insurance policy wont typically cover you for using a rental abroad. Say no to any additional insurance options youre offered at the rental desk.

Our car rental insurance product is called Rental Car Damage Protector and provides primary coverage for covered collision loss and damage up to 75000 along with 24-hour emergency assistance. Iv Youll have to pay the excess when your car is damaged. Rental vehicle excess is included in most of our travel insurance policies except for Medical Only.

Sub-limits may also apply. To get this coverage you need to use the credit card to reserve and pay for the rental vehicle. If your rental vehicle is damaged or stolen and youre charged an excess by the rental company simply pay the excess and then submit a claim online within 60 days.