Instead youll only have third party insurance.

Does third party insurance cover you to drive other cars. This is why its called third-party insurance. See how our customers save big on auto insurance. In the past most comprehensive car insurance policies included driving other cars DOC giving drivers third party policy protection when driving other peoples cars with their permission.

A DOC endorsement covers the individual listed in the endorsement schedule as an insured. What Is Covered By Third-party Liability Insurance. If you get into an accident thats your fault your insurance company will pay out compensation to the other.

Driving other cars cover is usually only available on a comprehensive car insurance policy so if you have third party or third party fire theft cover you wont be covered to drive. Thats why you need to be prepared for the off-chance you cause an accident that results in property damage or injuries. And those that do will often offer just third party cover.

Driving Other Cars insurance usually means third party only cover Even if youre lucky enough to have Driving Other Cars insurance it usually wont be comprehensive. A third party car insurance policy ensures that if you cause an accident any damage to the other persons vehicle or property will. Many comprehensive car insurance policies dont automatically allow you to drive other cars at all.

It offers protection for drivers if theyre at fault in an accident and the other party is hurt or even killed. Medical costs for anyone youve injured. Yes it is true that third-party car insurance is mandatory in India.

Previously it gave the policy holder third party only cover to drive someone elses car. This meant it was legal to drive another car without being a named driver but that you could be liable for the full cost of any damage to the vehicle. If you have Driving Other Cars cover this will be clearly stated on your certificate of insurance.