Borrows the car and is included in a collision in most maximum cases insurance will revenge for damages.

Does the insurance policy follow the car or driver. Liability exposure will almost always include both. Nevertheless the question to the common question of whether the policy follows the car or the driver the answer is it follows both. Which insurance policy is the first line of defense.

So if your friend borrows a car and falls into an accident your car insurance extends to your friend. A better way to think of this topic is not so much in terms of which insurance policy applies but more in terms of an order of operations. But because we are dealing with insurance there are many exceptions.

In general auto insurance follows the car instead of the driver but the specifics of a claim can differ since. Some types of car insurance follow the driver. But generally car insurance follows the car.

Of course individually if. That basic insurance however issues to the car. An occasional or secondary driver is added onto the car insurance policy because they use the car once in a while.

There are coverages that follow the car and coverages that follow the driver. Does Insurance Follow The Car Or The Driver. A standard auto insurance policy follows the car not the driver.

Often an occasional driver is a spouse or a child but it can also be a sibling or roommate. Generally car insurance follows the car. The details of each claim differ as insurance laws and coverages hinge on the policy the coverage level and a number of other factors.