Home Car Accidents Texas Car Insurance Overview Personal Injury Protection Insurance PIP Most motorists have PIP coverage but far too many dont understand it.

Does texas require personal injury protection. Although opting out can seem like an easy way to cut down your insurance bill we can say from experience that doing so might cost you much more later and at the worst possible time. In all other states PIP or MedPay are optional. If you do not reject it as such you will.

Texas Law on PIP Insurance Coverage. Understanding personal injury protection when you might need it and how to pursue benefits from a PIP policy could help you recover financially after a car accident in Texas. In Texas PIP insurance is mandatory unless you sign a waiver declining the coverage.

The mandate is there to protect drivers in the event of an accident of their own fault or if the other driver has no coverage. The coverage requirement was considered by the legislature to be so important that insurance companies are required to obtain a customers written rejection of the additional coverage. Ad Experts in personal injury claims with over 170 years legal experience.

Plus no hidden fees. Ad Award-Winning Personal Injury Solicitors With Nationwide Coverage - Call Us Now. Maine and New Hampshire.

Each state varies when it comes to the minimum coverage requirements. However the cost of personal injury protection may be well worth its benefits. Start your claim today with our team of specialists.

Personal injury protection consists of provisions of an automobile liability insurance policy that provide for payment to the named insured in the policy members of the insureds household and any authorized operator or passenger of the named insureds motor vehicle including a guest occupant of all reasonable expenses that. Rejecting the coverage may leave you unprotected if youre suddenly injured in an accident and face high medical bills or lost wages. The protection is controversial among some drivers - especially considering that many states such as Texas mandate PIP coverage as a part of state minimum auto insurance.