In all other states PIP or MedPay are optional.

Does texas require personal injury protection. Under Texas law every insurer is required to offer Personal Injury Protection coverage to its customers. PIP coverage is defined as no-fault coverage which means regardless if you were the at-fault driver or. The requirement for personal injury protection in Texas is for insurance companies to offer at least 2500 to their policyholders.

Start your claim today with our team of specialists. You may reject the coverage but your rejection must be in a signed writing to the insurance company. Find out how much your claim could be worth.

Although opting out can seem like an easy way to cut down your insurance bill we can say from experience that doing so might cost you much more later and at the worst possible time. We support injuries within the last 3 years. Personal injury protection PIP is mandatory in Texas although drivers can opt out of the insurance.

Heres how it works. You may also be able to recover money from your own insurance carrier. This is not recommended.

The protection is controversial among some drivers - especially considering that many states such as Texas mandate PIP coverage as a part of state minimum auto insurance. Ad Experts in personal injury claims with over 170 years legal experience. All Texas auto insurance policies include personal injury protection PIP by default so you must tell your carrier in writing if you wish to opt out.

However the cost of personal injury protection may be well worth its benefits. The mandate is there to protect drivers in the event of an accident of their own fault or if the other driver has no coverage. There are only two states that require MedPay.