Make a call to your insurance agent to ask whether your homeowners or car insurance policies extend to your rental moving truck.

Does state farm cover uhaul. Hi there Im an employee of U-Haul but am not speaking on behalf of the company. To learn more about auto insurance coverage in your state contact your State Farm agent. Consider the size of the vehicle you will be renting.

State Farm including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates is not responsible for and does not endorse or approve either implicitly or explicitly the content of any third party sites hyperlinked from this page. You arent covered. As of November 2017 for example U-Haul offered up to 25000 worth of coverage for a.

Will my State Farm Car insurance cover the damages. Generally speaking if the vehicle has a full 1-ton towing capacity normally designated as an F-350 or 3500 on the vehicle or smaller then your policy will extend to cover. This means that the first 1000000 in liability is covered by U-Haul and not your personal insurance.

Cargo coverage that pays for damages to your belongings inside the rental truck. To the best of my knowledge however U-Haul requires immediate compensation for any damage to the equipment regardless of fault. Generally your own car insurance policy will not extend to a U-Haul Ryder Penske or other type of truck you rent to move your belongings or to a rented trailer.

For instance you may find that the personal property coverage in your homeowners insurance policy provides some coverage for the belongings youre transporting but doesnt cover damage to the rental moving truckYour insurance agent can help you determine what type. You might also have coverage for any personal effects that may be damaged or lost in an accident if you have State Farm homeowners insurance. 12 days ago Yes your State Farm policy should cover the damages that you caused.

Your existing car insurance assuming it extends liability to the rental truck would not come into play unless the damages youre responsible for exceed 1000000. If for some reason it does not you can always you the insurance purchased through U-Haul should cover. Owner SFS Associates Your car insurance will cover you for liability but it may not cover damage to the Uhaul if you are in an accident or damage the truck.