State Policies and Laws.

Does state farm cover someone else driving your car. Youd face legal consequences for that too. Though policies will vary the general rule is that anyone living in your house is typically covered when driving your car unless expressly excluded on the policy see Excluded Drivers below. If someone elses car or a rental car.

Under Georgia Code 51-1-6 the person who causes a car accident is legally liable for all damages including injury costs and property damage. You would both potentially face legal consequences as well. If the person who borrows your car causes damage or injury to another person or vehicle your insurance will still cover them but coverage for other drivers may be limited and theyll be on the hook for any damage that exceeds your coverage.

Think of it this way. Usually yes your car insurance coverage should extend to anyone else driving your car. In general liability coverage covers you if the car youre driving belongs to someone else and your liability coverage may also cover others who drive your car with your permission.

That means the coverage youve chosen on your policy would help cover the injuries or vehicle damage the driver caused. Any driver who regularly uses your car or resides at your home should be named on your policy. Your policy may cover drivers who occasionally borrow your car with your permission.

You are not a licensed driver - If you do not have a valid drivers license and drive someone elses car their insurance will not cover you. So the regular rules of liability usually apply. If someone else causes an accident while driving your vehicle either with you in it or not your car insurance will likely cover damage to your car that the driver may have caused assuming you gave them permission to drive.

Your Type of Auto Coverage. On the other hand if the driver of your car is at fault your car. If you travel out of state in your car your home state car insurance coverage will most likely go with you as most car insurance companies extend coverage to any US.