State Farm Comprehensive Coverage.
Does state farm cover rental car damage. Chances are if you already have State Farm car insurance with collision and comprehensive coverage itll carry over to your rental car. Called State Farm and said they cover rental cars since we have a full coverage but we forgot to ask if it includes Turo. I just got nailed for 8k plus because my daughter was driving and I thought she was covered.
Keeping this in view how does car rental work with State Farm. Enterprise and Hertz provide rental vehicles to State Farm customers with rates that may be lower than those available in the retail market. How does car rental work with State Farm.
Youre traveling for business and your personal insurance policy wont cover you. Chances are if you already have State Farm car insurance with collision and comprehensive coverage itll carry over to your rental car. For example damage caused by fire wind hail flood theft vandalism falling objects and hitting an animal is covered.
Your own insurance does not fully cover the rental car. If your State Farm policy has a very high deductible you might consider opting for more coverage from the rental car. Just so does my State Farm insurance cover rental cars.
State Farm does NOT cover anyone on a rental car damage except a relative. If you have a 16 each day400 each occurrence limit State Farm will pay up to 16 each day and up to 400 for each occurrence for your rental vehicle. Tomczak also said that State Farm covers liability and damage to your rental car only if you have collision and comprehensive coverage on your own policy.
R indicates rental coverage. In that case you may need supplemental insurance from the rental car. Rental car insurance coverages you may already have on your auto or home policy.