Chances are if you already have State Farm car insurance with collision and comprehensive coverage itll carry over to your rental car.
Does state farm cover rental car damage. Your personal car insurance has a very high deductible doesnt include adequate collision or comprehensive coverage or doesnt cover rental cars some dont. But whats covered and how much depends on your specific policy and several other factors. Just so does my State Farm insurance cover rental cars.
Since nearly every state requires liability insurance your personal auto policy already protects you against any damage or injury you cause while driving a rental car up to the limits of your policy. If you have a 16 each day400 each occurrence limit State Farm will pay up to 16 each day and up to 400 for each occurrence for your rental vehicle. Policies vary by insurance agency and state so checking your policy is crucial for saving money time and stress.
Your own insurance does not fully cover the rental car. If you rent from a company in our network well pay them directly. Trust me on this.
State Farm insurance with Turo. For example damage caused by fire wind hail flood theft vandalism falling objects and hitting an animal is covered. State Farm does NOT cover anyone on a rental car damage except a relative.
Most vehicle insurance policies already include some sort of rental car insurance coverage so if you purchase a rental car policy youre paying extra when you may not have to. You do not want to be taken to court and have a lien placed on your house in order to pay for rental car damage. Chances are if you already have State Farm car insurance with collision and comprehensive coverage itll carry over to your rental car.
If your rental car is stolen vandalized or damaged in an accident a loss-damage. If your car is in the repair shop because of damage thats covered by your comprehensive or collision insurance car rental reimbursement will help pay the cost to rent a car you can use to get to work to school or for other day-to-day activities. Coverage may not apply if a rental car is stolen or damaged.