Specified perils insurance includes coverage for civil disturbance riot explosion earthquake rising water hail windstorm lightning attempted theft fire and forced landing of an aircraft.

Does specified perils cover theft. Here are some examples of risks that you might choose to be protected against. These coverages can be purchased on an all inclusive or comprehensive basis. Specified perils covers the cost of damage from.

Home insurance policies generally offer coverage for named perils such as fire wind and theft. Specified Perils doesnt cover things like vandalism windshield damage or hitting an animal. Specified perils coverage as the name suggests covers you against risks or perils that you have named or specified in your policy.

With Specified Perils you only pay for the coverage you need. Theft or attempted theft. This option is also referred to as named perils coverage.

What does Specified Perils coverage provide me. It also costs less than Comprehensive. Your boat is still covered for any listed risks such as fire lightning storms or theft.

While each of these is available for specified perils coverage you arent required to include all of these risks in your policy. Perils include things like fires floods and theft. Theft or attempted theft.

However it does not cover vandalism and glass breakage which is. Specified Perils Your vehicle is stolen and never recovered or recovered with substantial damage. Coverage - Specified Perils.