If your car was broken into and items were stolen your renters insurance policy will usually cover the stolen items.

Does renters insurance cover car theft. A car is something that is specifically covered by your auto insurance policy. You will need a comprehensive insurance policy for that. You need a separate insurance policy specific to your vehicle to cover motor vehicle theft.

If your car window was smashed and your laptop was stolen you would need to get both your car insurance and renters insurance involved by filing separate claims for the property damage and theft. In fact it doesnt cover any motor vehicles thats insurance speak for electric bikes or scooters too. Comprehensive insurance covers stolen cars but not the belongings inside the car.

For example if someone steals your stuff from your car. However we must warn you that renters insurance doesnt cover damage to your car itself. However renters insurance does cover you if your personal items like a laptop or sports equipment were stolen out of your car.

Youll need to file a police report and contact your insurance company to. Renters insurance covers theft from your vehicle but usually excludes theft or damage to any motor vehicle which includes cars motorcycles and most motorized scooters. No renters insurance doesnt cover car theft.

Likewise renters insurance will never cover the cost of damage to your car even if it was damaged or stolen on your rental property. Renters insurance wont cover you for any damage to your car that occurs during a theft or break-in. Renters insurance only covers personal property inside the vehicle such as clothes and electronics.

Cars are insured separately by your auto insurance. Renters insurance can protect your personal belongings from theft whether youre at home on vacation or driving to your local supermarket. Does renters insurance cover car theft.