Having food delivery insurance may be required by your employer.
Does progressive insurance cover pizza delivery. General liability protects against accidents and lawsuits that can occur at your business such as a customer who slips and falls. There are certain discounts offered that may apply to you. If you are a pizza delivery driver looking for new car insurance coverage it is a good idea to call around and talk to insurance agents to get the best rates.
State Farm is the only one of the four companies we researched that does allow food delivery. Although coverage for food delivery is currently excluded in our Personal Auto and Motorcycle contract please know that we will temporarily modify enforcement of policy exclusions to provide applicable coverage for claims involving food delivery activity by our Personal Auto and Motorcycle customers. The options that are available from a provider like for instance Progressive Insurance Agency Inc.
Getting the Right Coverage for Pizza Delivery Car Insurance. I saw in another thread on here that State Farm covers it but it appears that they dont insure anyone in Massachusetts or Rhode Island when I put in my zip code for a quote on their website. Allstate and Progressive both exclude food delivery from their policies so while a driver is on the clock with these two companies their coverage is nullified.
My insurance company of many years told me that they dont even have a more expensive policy that covers pizza delivery so I need to switch companies if I want to continue my job. In fact most personal plans will not cover you or your vehicle for any sort of extended or direct business use which most certainly includes a food delivery job. Restaurant policies still dont cover your cars damage.
Getting online quotes may not be sufficient unless the online quote system for that company offers you the ability to opt for. The most common business insurance coverage. Progressive offers pizza delivery vehicle insurance.
Any vehicles owned by the business must be insured on the correct basis. Allstate GEICO Progressive and State Farm all make clear statements that their personal auto policies do not under any condition cover claims made by employed delivery drivers. The exact coverages that apply between your personal auto policy with rideshare insurance and any insurance provided through the delivery company may vary by state.