Some rental car rates are surprisingly cheap.

Does personal insurance cover a rental car. Your personal auto insurance including all limits and deductibles extends to almost any rental car you drive. If you have a personal car insurance policy it includes liability coverage and any additional coverage youve opted for such as comprehensive or collision. While some travellers often make it a personal rule to say no to all of the above declining insurance on your rental when youre less than fully covered by a credit card or personal policy could end up costing more in the long term.

While your regular car insurance policy may include collision coverage for rental cars it most likely includes a deductible and may not pay for all the rental car companys charges such as loss of use charges for the money the companys losing while its car is in the shop. This is especially true now that rental car companies are competing with ride-sharing. Credit card companies also offer additional rental car.

Your liability coverage also applies when you get behind the wheel of a rented vehicle. You also have the option of purchasing coverage from the rental car company. In order to be covered for liability and personal accident insurance your Ontario auto insurance policy needs the OPCF27 liability for non-owned automobiles endorsement to be transferable to a rental car.

Insurance in your auto policy for rental car costs. If you need a new vehicle. Car Insurance Cover Rental Car.

Your regular auto insurance can extend to vehicles you rent on a temporary basis and drive for personal use. If youre renting a car in the US. That means if you carry comprehensive and collision coverage on your daily ride youll be protected against physical damage to your rental car.

Just know that this coverage typically only covers physical damage to the rental car so youll still need separate liability coverage. These policies are available to protect the vehicle your personal belongings and liability. It may be worth asking an associate from the rental company what their policy is regarding personal property stolen from their vehicles.