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Does personal auto insurance cover rental trucks. You would like to temporarily have protection you dont currently have such as emergency road service personal injury protection PIP or medical payment coverages. Many auto insurance policies dont cover large truck rentals. Ad 5 Star Rated Comprehensive Car Insurance Awarded By Defaqto 2021.

Insurance You May Have Already. Suggestions For Does Usaa Auto Insurance Cover Rental Trucks. Personal auto insurance policies often but not universally cover rental cars.

Call For A Quote. If you choose to decline at the rental counter know that your personal auto insurance can kick in to cover you in certain situations while youre driving your rental. Renting is gradually becoming a trend right now.

This is mainly because a moving truck is not a private passenger car and does not meet the conditions to receive comprehensive or collision coverage. Physical Damage Insurance and Rental Trucks While personal liability coverage does extend any physical damage coverage you carry on your private passenger cars will not extend to your rental. Your personal car insurance has a very high deductible doesnt include adequate collision liability or comprehensive coverage or doesnt cover rental cars some dont.

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Kleckner at Penske says many personal auto insurance policies do not cover rental vehicles that are over a certain gross vehicle weight rating or they exclude rental trucks. Personal Accident and Cargo Insurance This coverage helps pay for expenses related to injuries or accidental death while in the rental truck and may extend to other drivers or family members riding in the vehicle. Check your personal auto insurance policy to determine if youre already properly covered and are able to decline the offered coverage from the rental company.