Using your car to commute to the office doesnt count as work or part of your job.

Does personal auto insurance cover business use. A commercial policy may be necessary if you use your vehicle for business purposes other than commuting to work. Much the same as Class 1 but covers you the policy holder and a named driver Business Class 3. For someone who is really racking up the miles such as a travelling salesman.

If your businesss employees regularly use their personal vehicles for business purposes as is the case with many food service businesses hired and non-owned auto coverage is likely the best policy for you. Its not the primary use of the car but nevertheless requires a slightly higher level of cover Business Class 2. Ad Come Direct To Direct Line For A Car Insurance Quote You Cant Get Anywhere Else.

I would have thought that the addition of business use on any policy would cover this. As a rule a commercial auto insurance policy does not cover the personal use of a vehicle. What is Personal Business use SDPC business use car insurance.

This policy also covers employees who use their own cars to run work errands or rent cars for business trips. Insurance is designed to protect you when you need it most in exchange for your premium and the promise that youll stick to the agreements in your policy. Recommended by 938 Of Users.

Personal Business use also referred to as SDPC and business use includes everything covered by both SDP and SDPC with the addition of business-related driving. Ad Bespoke Insurance quotes tailored to fit your business. Personal auto insurance policies can provide enough auto insurance coverage for some businesses especially if youre also driving your vehicle for personal use.

Your commercial policy covers commercial use of that vehicle. Ad Whether Rain Or Shine Well Have Your Car Insurance Covered. Our Claims Team Are Available 247 365 Days A Year For You New Claims Only.