Does My Usaa Insurance Cover Rental Trucks

Youre covered for physical damage theft reasonable and customary towing and loss-of-use charges. USAAs Visa and American Express card benefits include rental car insurance. You need Uhaul discount of USAA to save some extra bucks on relocating pickups trailers and van rentals.

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If you cause an accident while driving the rental your liability insurance would pay up to your policy limits for the damages to other cars or property.

Does my usaa insurance cover rental trucks. If you have USAA auto insurance the coverage you have on your vehicles extends to your rental car. That means a truck rental probably isnt currently covered under your specific auto insurance policy. Call your insurance agent to see if your personal auto policy covers a moving truck rental.

If you use a credit card to pay for the rental your credit card provider may include coverage. See Rental Trucks. Make a call to your insurance agent to ask whether your homeowners or car insurance policies extend to your rental moving truck.

Generally your own car insurance policy will not extend to a U-Haul Ryder Penske or other type of truck you rent to move your belongings or to a rented trailer. For other companies I recommend calling them or checking their respective website to see if they extend the same coverage to rental cars. If you pay for your rental car with a USAA credit card you have secondary coverage for damage and theft of the vehicle up to 50000.

For instance you may find that the personal property coverage in your homeowners insurance policy provides some coverage for the belongings youre transporting but doesnt cover damage to the rental moving truck. Even if your policy covers some car or truck rentals there may be exclusions based on the truck size or weight. Rental agencies may offer coverage.

However if you have collision and comprehensive on the vehicle on the trailer it should cover the car if its damaged during transport. For example when it comes to liability insurance if you cause an accident while driving the rental car your liability insurance would pay up to your policy limits for the damages done to. If you use a credit card to pay for the rental your provider may include coverage.

American Expresss exclusions include cargo vans and box trucks. Youre the primary renter of the vehicle or youre a driver whos been added to the rental agreement. You arent covered.