Travel insurance policies offer cover for car rental excess charges which can be upwards of 4000.

Does my travel insurance cover car hire excess. Generally no but your travel insurance provider may offer the option to buy car hire excess insurance as an add-on to your policy. This policy can be very affordable for most travellers. The car rental firm simply waives its right to ask you to pay.

Our five-step approach will have you driving safely with low-cost comprehensive cover in no time at all. But it doesnt need to be expensive if you shop around. What should I look for when taking out car hire excess insurance.

Most comprehensive travel insurance policies both domestic and international cover car hire excess or can cover the car hire excess if you pay an additional premium. Short-term Car Rental at home may be necessary while your own vehicle is repaired or for occasional use as part of a car share scheme. The deluxe policy from Insuremore offers comprehensive travel insurance which includes a great additional feature - cover for the cost of your policy excess charged by the car hire insurance taken out with your rental vehicle.

The short answer is that most do or can do. Depending on the policy it may only cover the card holder and there may be conditions for accessing the cover such as paying for the car rental on the card. Car rental excess is the amount you are charged by a rental company if your rental car is damaged stolen or involved in a collision.

This is often between 500 and 2000 sometimes even higher depending on the vehicle type and who youre hiring the car from. Car hire excess insurance is not compulsory and you should not be pressured into buying from the car hire company while you are at the counter. Damage cover is usually known as Collision Damage Waiver CDW.

Buying and using a car hire excess reimbursement policy couldnt be easier. As with many travel extras if you leave buying car hire excess insurance to the last minute you could end up paying well over the odds. In the past this way of buying both types of cover has tended to be very expensive costing substantially more than buying two separate policies but insurer InsureMore has started offering Car Hire Excess Insurance as an optional upgrade when either their standard or deluxe travel insurance policies are purchased.