Generally your own car insurance policy will not extend to a U-Haul Ryder Penske or other type of truck you rent to move your belongings or to a rented trailer.

Does my state farm auto insurance cover rental trucks. Rental Truck Insurance FAQ. This means you may assume the risk if you use your own vehicle for the move. A zero-deductible damage waiver that pays for all accidental damages to the rental truck.

Chances are if you already have State Farm car insurance with collision and comprehensive coverage itll carry over to your rental car. Your Farmers coverage extends to accidents occurring within the United States. You may want to beef up coverage for your fun rental weekend in a Corvette.

But whats covered and how much depends on your specific policy and several other factors. State Farm does NOT cover anyone on a rental car damage except a relative. Farmers auto policies cover most types of rental vehicles including passenger cars pickup trucks and SUVs.

Always be sure to check your coverage limits. Will my auto insurance policy cover a truck rental. Most likely your homeowners or auto insurance policy offers only limited coverage for your possessions if you transport them in your personal vehicle or in a rental vehicle.

Generally speaking if the vehicle has a full 1-ton towing capacity normally designated as an F-350 or 3500 on the vehicle or smaller then your policy will. If you cause an accident while driving the rental your liability insurance would pay up to your policy limits for the damages to other cars or property. If you presume that your personal insurance will cover you in these rental truck situations as it might in a rental car.

Make a call to your insurance agent to ask whether your homeowners or car insurance policies extend to your rental moving truck. Youll get the same amount and types of coverage provided by your personal policy. NerdWallet points out that while many auto insurance policies cover rental cars its common for them to exclude cargo vehicles trailers and vehicles over a certain weight That means a truck rental probably isnt currently covered under your specific auto.