However if you have collision and comprehensive on the vehicle on the trailer it should cover the car if its damaged during transport.

Does my state farm auto insurance cover rental trucks. I just got nailed for 8k plus because my daughter was driving and I thought she was covered. Youre renting in another country. You may want to beef up coverage for your fun rental weekend in a Corvette.

A relative is defined as someone who makes their primary residence at your home. If you presume that your personal insurance will cover you in these rental truck situations as it might in a rental car. Your policy may or may not cover a rental moving truck so your best bet is to consult your insurance company or insurance agent to find out.

Call your insurance agent to see if your personal auto policy covers a moving truck rental. Even if your policy covers some car or truck rentals there may be exclusions based on the truck size or weight. This is mainly because a moving truck is not a private passenger car and does not meet the conditions to receive comprehensive or collision coverage.

Generally speaking if the vehicle has a full 1-ton towing capacity normally designated as an F-350 or 3500 on the vehicle or smaller then your policy will. Trust me on this. There are some specifics that youll need to consider before renting a moving truck with only your auto insurance.

If youre renting a moving van which is similar in size to a passenger van theres a better chance that a personal auto policy would cover it but dont assume so. NerdWallet points out that while many auto insurance policies cover rental cars its common for them to exclude cargo vehicles trailers and vehicles over a certain weight That means a truck rental probably isnt currently covered under your specific auto. Make a call to your insurance agent to ask whether your homeowners or car insurance policies extend to your rental moving truck.

Youll get the same amount and types of coverage provided by your personal policy. Rental car insurance coverages you may already have on your auto or home policy. But whats covered and how much depends on your specific policy and several other factors.