A convenient coverage is rental car coverage.

Does my progressive insurance cover rental cars. Guests who rent cars will need to have a personal car insurance policy as well but you can buy Turo liability insurance with higher coverage limits for the duration of your rental. The caveat is that this coverage extends to the same limits of your personal auto insurance policy. If you have a Progressive auto insurance policy the good news is that youre also covered for rental cars.

Physical damage to the rental vehicle. In most cases your existing car insurance will automatically extend accident benefits and third party liability coverage to the rental vehicle. If you only have liability coverage your insurance will pay for the other drivers injuries and property damage in an at-fault accident.

You need comprehensive and collision coverage on your personal car for insurance to pay for property damage to the rental. Theres no need to buy personal effects insurance from a rental car company. Progressive rental car insurance is included in your personal car insurance policy and a rental car has the same coverage with the same limits as your personal car.

There are some car insurance companies that specifically exclude coverage for cars loaned through Turo. On the flip side some personal auto insurance policies do provide liability car insurance coverage for you to drive rental trucks. These insurance companies include GEICO Progressive and Allstate.

A covered loss is a claim or incident that is covered under the terms in your policy. When financing or leasing a vehicle your lender may use the term full coverage but that simply means theyre requiring you to carry comprehensive and collision plus anything else your state mandates. This means property damage and bodily injury you cause another party may be covered by your car insurancejust not damage you.

This covers vehicles in your care custody and control including rentals if theyre stolen or damaged for you and anyone listed on your policy. If you have rental reimbursement coverage your auto insurance will pay for a replacement rental car if your own breaks down or is in the shop due to a covered loss. The answer it depends.