Rental car coverage can be used anytime your vehicle can not be driven due to a covered loss even if you are away on vacation.

Does my progressive insurance cover rental cars. Generally coverage from your primary auto insurance will extend to a rental vehicle. Your Progressive car insurance covers rental cars to the same limit. This covers vehicles in your care custody and control including rentals if theyre stolen or damaged for you and anyone listed on your policy.

If your vehicle is damaged in a covered accident rental car reimbursement would provide money towards renting a car while your vehicle is out of commission. If you only have liability coverage your insurance will pay for the other drivers injuries and property damage in an at-fault accident. On the flip side some personal auto insurance policies do provide liability car insurance coverage for you to drive rental trucks.

If you have rental reimbursement coverage your auto insurance will pay for a replacement rental car if your own breaks down or is in the shop due to a covered loss. But your collision and comprehensive insurance limits should ideally cover up to the actual cash value ACV of the rental vehicle for adequate protection. The caveat is that this coverage extends to the same limits of your personal auto insurance policy.

If you cause an accident while driving the rental your liability insurance would pay up to your policy limits for the damages to other cars or property. Turo car insurance is underwritten by Liberty Mutual. A convenient coverage is rental car coverage.

Progressive rental car insurance is included in your personal car insurance policy and a rental car has the same coverage with the same limits as your personal car. When financing or leasing a vehicle your lender may use the term full coverage but that simply means theyre requiring you to carry comprehensive and collision plus anything else your state mandates. That means if you drive a brand new Audi and rent a compact car youre good to go.

There are some car insurance companies that specifically exclude coverage for cars loaned through Turo. In most cases your existing car insurance will automatically extend accident benefits and third party liability coverage to the rental vehicle. Depending on the state where you live and the other policy options and coverage levels you have in place with Progressive you can get daily limits ranging from 25 to 50 for up to 30 days of rental car use.