Your credit card company may also offer rental car insurance.

Does my personal insurance cover rental car. That coverage may extend to your rental car as long as you drive it for personal use. In the same way you may be offered cover for personal belongings in the car. Your regular auto insurance can extend to vehicles you rent on a temporary basis and drive for personal use.

Personal accident insurance is another common addition to standard car rental cover. It also offers relocation costs if you are temporarily forced out of your rental through loss of use coverage. It may be worth asking an associate from the rental company what their policy is regarding personal property stolen from their vehicles.

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Personal effects coverage may help cover your personal belongings such as a cellphone or clothing if theyre stolen from your rental car. Will my credit card insure my rental car. If you have renters or homeowners insurance these items may already be protected.

You also have the option of purchasing coverage from the rental car company. Of similar value to your personal car in all likelihood your auto insurance coverage will be adequate for the rental. In many cases personal property may be covered by a homeowners or rental insurance policy but not by your auto insurance.

Types of Insurance Needed for Rental Cars. Renters insurance covers personal property but consider increasing limits. Always double-check your personal auto insurance policy to make sure that you have sufficient coverage before accepting or declining insurance at the rental office.