Another important thing to keep in mind when figuring out whether or not your auto insurance covers your car rental is the purpose of the trip.

Does my personal auto insurance cover rental cars. If you are borrowing a Turo car you still may be covered by your personal car insurance or your credit card. If you have a personal car insurance policy it includes liability coverage and any additional coverage youve opted for such as comprehensive or collision. Likewise if you have insurance available for rental cars from your credit card company it likely wont apply to borrowing or renting a car from Turo.

In order for your primary automotive insurance to cover your rental car youll need three types of coverage. Most hire car insurance policies are included in the price you pay when you book but its worth exploring whats covered as its not always the same level of cover youd expect if you were buying insurance for your own vehicle. However this insurance is sometimes secondary meaning it applies only after your personal insurance plans are applied.

That coverage may extend to your rental car as long as you drive it for personal use. Personal effects coverage may help cover your personal belongings such as a cellphone or clothing if theyre stolen from your rental car. Minutes To Get A Quote - Just Have Your Details Handy.

The coverage limits and deductibles on your personal policy also apply to your use of a rental car. Personal accident insurance is another common addition to standard car rental cover. With ERIE basic rental car coverage is automatically included in most states if youve purchased comprehensive coverage.

Your existing policy and personal health insurance may provide coverage comparable to what the rental company is offering. At the rental counter you might also be offered personal effects insurance which covers your personal belongings in the car. Ad 10 Of Customers Paid Less Than 265 Between Jan and Jun 2021.

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