If you have liability only coverage and you hit a pothole the odds are good your insurance coverage isnt going to pay for a rental car while yours is being repaired.

Does my own car insurance cover rental car. A few years ago cover to drive other cars was a standard feature of most comprehensive car insurance policies. It may be in your best interest to get a card that prioritizes rental car insurance coverage. If you own a car and you are renting for recreation or as a temporary replacement the rental will be covered.

These policies are available to protect the vehicle your personal belongings and liability. This is an endorsement if your vehicle is getting repairs due to accident damage to pay for rental expenses. Does My Auto Insurance Cover Rental Cars.

Many credit card companies offer what amounts to supplemental car insurance coverage. Well compare the types of protection rental companies offer with whats available from an insurer and which gaps you might need to fill. In most cases your own car insurance policy applies when renting a car so you may not need to buy additional protection from the rental car company.

The extra cost of the rental companys coverage might make sense in a few cases however. If you were to skim through your policy booklet which hardly anyone does today you would find a section that defines the covered autos on the plan. According to most insurance companies Turo is not the same as a rental car.

If for example you borrowed your neighbours car when your vehicle was in the garage you would more than likely be covered by your own insurance. The coverage extends to cars in the US. When you book a car.

Insurance you buy from the rental agency. Likewise if you have insurance available for rental cars from your credit card company it likely wont apply to borrowing or renting a car from Turo. If the deductible on your auto insurance is high it would apply.