If youre at fault for an accident or if your car was damaged in a non-collision event your rental fees will only be covered if you added the optional rental reimbursement coverage to your policy.
Does my insurance pay for a rental car. If you dont have a vehicle you can get it from the rental company or your. The caveat is that this coverage extends to the same limits of your personal auto insurance policy. Your own insurance does not fully cover the rental car.
Your Progressive car insurance covers rental cars to the same limit. Often rental coverage only lasts 30 days. Often there is a maximum amount that your insurance company will pay per day for a car rental and a maximum amount of coverageor both.
Credit card rental car insurance often excludes coverage for liability or personal injury to you or others. If your policy includes rental coverage also known as loss of use rental costs can be covered. Youre covered for damage or theft of your rental car with an MSRP of up to 85000.
If you need a rental car to get around check with your car insurance company to see if you have rental reimbursement coverage on your policy. These are likely to cover parts of the car beyond the bodywork windows tyres engine etc or reduce the excess the amount youll pay if anything goes wrong. If it does you can use your insurance to pay for the rental vehicle right now.
Your employer is paying for the rental car they should pay for the insurance too. They can advise if the claim covers a rental. If your own insurance company pays for the rental they will reimburse you for the daily amount provided in your policy.
If you rent a car you need some form of insurance to protect the vehicle and yourself. When you pick up your rental car the counter staff might offer you extra types of cover or insurance. This could leave you with out-of-pocket expenses to try to recover from the negligent driver.