If you were not at fault in the accident discuss your rental needs with the adjuster.

Does my insurance pay for a rental car. These are likely to cover parts of the car beyond the bodywork windows tyres engine etc or reduce the excess the amount youll pay if anything goes wrong. If not and you were not at fault in the accident the other drivers insurance may pay for a rental car for you. Without it you would have to pay for any damage out of pocket above basic protection.

The caveat is that this coverage extends to the same limits of your personal auto insurance policy. If your own insurance company pays for the rental they will reimburse you for the daily amount provided in your policy. If your policy includes rental coverage also known as loss of use rental costs can be covered.

Renting sports luxury or specialized vehicles These are expensive cars and have a higher replacement value than your own. If it does you can use your insurance to pay for the rental vehicle right now. If you want to pay for fancy best to pay the fancy insurance as well.

Your Progressive car insurance covers rental cars to the same limit. Often rental coverage only lasts 30 days. A rental car will only be covered by your insurance if you have rental car reimbursement also called substitute transportation coverage or loss of use coverage as part of your auto policy.

Rental reimbursement coverage does not come standard in many car insurance policies but many insurance providers offer it as an add-on coverage. For example many policies will reimburse you 30 a day for a rental. You do not want to be taken to court and have a lien placed on your house in order to pay for rental car damage.

If you rent a car you need some form of insurance to protect the vehicle and yourself. If you have a Progressive auto insurance policy the good news is that youre also covered for rental cars. They can advise if the claim covers a rental.