Its base option offers three protections.
Does my insurance cover uhaul trailer. As Insurance Panda notes insurance policies can vary so before renting a U-Haul truck and purchasing coverage from U-Haul check your personal insurance policy to see exactly what it covers. If you use a credit card to pay for the rental your credit card provider may include coverage. Does my credit card cover U-Haul trucks and trailers.
What U-Haul insurance covers. If you happen to be renting a truck with a towing capacity larger than 1-ton you would need to purchase coverage through U-haul because a personal auto policy would not provide coverage for a vehicle of that size. U-Haul offers several insurance packages for different types of equipment with different levels of coverage.
If you are renting a trailer for your move then your policy is likely to extend to that as well based on the policy you described. Like credit card companies many personal auto policies have a weight. Protection For Your Boat Trailer With A Policy That Covers Your Needs Suits Your Pocket.
If you decline it you have to pay for the damage upon return. With your policy they are probably are right about the 20 foot truck being covered but I would get the SafeMove plus as it literally covers everything. The purchase of Safemove and Safemove Plus is not required in order to rent a U-Haul truck or trailer but many personal auto policies do not cover rental truck or trailer rentals.
However your personal insurance policy providing coverage on an owned automobile or other personal policy may provide additional coverage and to the extent ALI may provide a duplication of coverage. Ad We Compare a Wide Range of Insurance. Then You would have to let your insurance know and they would reimburse you for that amount.
For instance you may find that the personal property coverage in your homeowners insurance policy provides some coverage for the belongings youre transporting but doesnt cover damage to the rental moving truck. U-Haul insurance is coverage you can purchase from U-Haul when you rent one of its cargo vans moving trucks pickup trucks trailers tow dollies or vans. Find the Cover You Need See How Much You Can Save.