The coverage limits and deductibles on your personal policy also apply to your use of a rental car.

Does my insurance cover rental car insurance. Of similar value to your personal car in all likelihood your auto insurance coverage will be adequate for the rental. If you rent a car you need some form of insurance to protect the vehicle and yourself. Typically yes your general car insurance coverage will extend on some level to an RV rental.

Platinum Card from American Express. The benefit of rental coverage through your credit card. In order for your primary automotive insurance to cover your rental car youll need three types of coverage.

Another crucial thing to bear in mind when thinking about whether or not your auto insurance. Your personal car insurance has a very high deductible doesnt include adequate collision liability or comprehensive coverage or doesnt cover rental cars some dont. Your liability coverage also applies when you get behind the wheel of a rented vehicle.

Some credit cards also provide this insurance as a perk. In many cases personal property may be covered by a homeowners or rental insurance policy but not by your auto insurance. You would like to temporarily have protection you dont currently have such as emergency road service personal injury protection PIP or medical payment coverages.

In order for your regular car insurance to be extended to your rental vehicle you must obtain an SEF 27 or Legal Liability for Damage to Non-Owned Automobile endorsement from your provider. In general the coverage you have from your primary auto insurance will cover a rental vehicle. Your existing policy and personal health insurance may provide coverage comparable to what the rental company is offering.

There may be additional fees from the rental car company for the loss of use of their vehicle that your credit card wont cover. Generally rental companies will offer a loss-damage waiver or collision-damage waiver liability insurance personal accident insurance and personal effects coverage. For example when it comes to liability insurance if you cause an accident while driving the rental car your liability insurance would pay up to your policy limits for the damages done to other cars or property.