If you dont have liability comprehensive and collision coverage on your own car then your insurance likely will not cover your rental car if you get into an accident or damage the rented vehicle.
Does my insurance cover rental car insurance. Credit card companies offering coverage for rental cars and damage. Your existing policy and personal health insurance may provide coverage comparable to what the rental company is offering. While some travellers often make it a personal rule to say no to all of the above declining insurance on your rental when youre less than fully covered by a credit card or personal policy could end up costing more in the long term.
There may be additional fees from the rental car company for the loss of use of their vehicle that your credit card wont cover. In order for your primary automotive insurance to cover your rental car youll need three types of coverage. Its a good idea to purchase coverage if.
Platinum Card from American Express. Rental car insurance could overlap with your own auto insurance. If you rent a car you need some form of insurance to protect the vehicle and yourself.
Liability collision and comprehensive. Does your auto insurance cover rental cars. The short answer is yes.
Of similar value to your personal car in all likelihood your auto insurance coverage will be adequate for the rental. If you have renters or homeowners insurance these items may already be protected. Rental car insurance coverage is a short-term auto insurance policy protecting you and the rental car while you use it.
Bow Valley Insurance strongly advises that you consult your insurance provider before renting a vehicle anywhere. Another crucial thing to bear in mind when thinking about whether or not your auto insurance. Your personal car insurance has a very high deductible doesnt include adequate collision liability or comprehensive coverage or doesnt cover rental cars some dont.