So that being said there is something called loss of use coverage for your vehicle.
Does my insurance cover rental car if my car breaks down. Use Your Vehicle With Care. If your car breaks down car insurance will not cover the costs of a rental car. Instead your rental car provider will have insurance built into the cost of the hire with a few options thatll let you reduce any excess youll pay in the event of an accident.
Find out what to do if your rental car breaks down and needs to be towed to a repair shop or rental office. If you experience a mechanical breakdown and it wasnt caused by an accident your insurance wont cover it When your car is vandalized or there is damage to the mechanics caused by live animals it may be covered There is a provision in all auto insurance policies that says that damage caused by wear and tear is excluded. Find our which policies will cover you for Key Loss or Misfuelling.
If you dont have any type of additional insurance for your rental youll be charged for any breakdowns. Rental car fees for. Most cars trucks and other motor vehicles are durable.
We review Excess Tyre Wheels Underbody and Roof Cover. Even if you have collision and comprehensive coverage its unlikely that general breakdowns are covered under a typical insurance plan. However rental reimbursement coverage helps to pay for the cost of a rental car or alternate transportation after a covered claim.
It will include reimbursements if the insured requires a rental car as the result of damage to their vehicle. Maintaining your vehicle may help you avoid preventable breakdowns. Rental car coverage is for covered insurance losses only.
Ad Come Direct To Direct Line For A Car Insurance Quote You Cant Get Anywhere Else. Although you may be covered to drive other cars as part of your insurance policy this cover often specifically excludes rental vehicles. Rental reimbursement coverage will cover the cost of a replacement rental car while yours is being repaired after a covered claim.