In some countries car rental companies charge extra for roadside assistance.

Does my insurance cover rental car if my car breaks down. Find our which policies will cover you for Key Loss or Misfuelling. Mechanical failure does not qualify as a covered loss. If your car breaks down and the damage was caused by a covered loss your auto insurance will pay for temporary transportation expenses as long as you have rental reimbursement coverage which is usually a supplemental coverage option.

Even if you have collision and comprehensive coverage its unlikely that general breakdowns are covered under a typical insurance plan. However if you have bought additional insurance for your rental its very likely that it will also cover breakdowns so you wont have to pay if your rental car breaks down. Ad Widest Choice of Policies.

Insurance is not meant for maintenance-related issues. Ad Come Direct To Direct Line For A Car Insurance Quote You Cant Get Anywhere Else. Find out what to do if your rental car breaks down and needs to be towed to a repair shop or rental office.

Ad Come Direct To Direct Line For A Car Insurance Quote You Cant Get Anywhere Else. Otherwise youll have to file a claim with your insurance or pay out of pocket. If youre living in Europe most car rental agreements include cover for damage theft and third-party liability so you dont necessarily have to buy extra insurance when you hire a car.

Insurance providers will cover the cost of the rental vehicle until your car is back on the road or until your insurance coverage limit runs out whichever comes first. Since standard mechanical repairs usually dont qualify for insurance coverage vehicle owners should do everything they can to mitigate costs. If you dont have any type of additional insurance for your rental youll be charged for any breakdowns.

So no your insurance will not cover a rental car if your car breaks down. However rental reimbursement coverage helps to pay for the cost of a rental car or alternate transportation after a covered claim. If you have damage and collision coverage from the rental company or an independent insurance company like Sure youll be covered.