So that being said there is something called loss of use coverage for your vehicle.

Does my insurance cover rental car if my car breaks down. If you have damage and collision coverage from the rental company or an independent insurance company like Sure youll be covered. If you experience a mechanical breakdown and it wasnt caused by an accident your insurance wont cover it When your car is vandalized or there is damage to the mechanics caused by live animals it may be covered There is a provision in all auto insurance policies that says that damage caused by wear and tear is excluded. So no your insurance will not cover a rental car if your car breaks down.

Verify that your coverage from your insurer credit card issuer and or automobile association will be honored if your rental car breaks down. Otherwise youll have to file a claim with your insurance or pay out of pocket. In general your ordinary car insurance plan will not cover breakdowns.

Rental car fees for. If the issue isnt your fault the rental car. There is a common misconception that insurance will pay for things whenever they break but that is simply not the case that is what warranties are for.

Find out what to do if your rental car breaks down and needs to be towed to a repair shop or rental office. Ad Come Direct To Direct Line For A Car Insurance Quote You Cant Get Anywhere Else. But the details of any coverinsurance vary according to the make and model of the hire car and the car rental company.

However rental reimbursement coverage helps to pay for the cost of a rental car or alternate transportation after a covered claim. Even if you have collision and comprehensive coverage its unlikely that general breakdowns are covered under a typical insurance plan. Use Your Vehicle With Care.

Insurance providers will cover the cost of the rental vehicle until your car is back on the road or until your insurance coverage limit runs out whichever comes first. If youre living in Europe most car rental agreements include cover for damage theft and third-party liability so you dont necessarily have to buy extra insurance when you hire a car. The only thing that isnt covered.