Your personal auto insurance including all limits and deductibles extends to almost any rental car you drive.

Does my insurance cover a rental vehicle. A note of caution the OPCF 27 is only valid for driving non-owned automobiles in Canada and the United States. Though it is temporary rental car insurance works like standard car insurance. If you have a personal car insurance policy it includes liability coverage and any additional coverage youve opted for such as comprehensive or collision.

Comprehensive coverage with a 300 deductible for damage such as vandalism falling or flying objects and impact with an animal. Your policy may cover a rental carand depending on your coverage your rental car may also be insured under your TD Insurance policy for the duration that your car is in for repairs or replaced. That coverage may extend to your rental car as long as you drive it for personal use.

In order for your primary automotive insurance to cover your rental car youll need three types of coverage. Apr 29 2019 another option to consider. Many rental vehicle companies offer insurance to their customers but its often much more expensive than what we offer and it may not cover as much.

Liability insurance is the minimum insurance required by most states for car insurance so most drivers will have this insurance and it will extend to your rental car. For example when it comes to liability insurance if you cause an accident while driving the rental car your liability insurance would pay up to your policy limits for the damages done to other cars. Rental Vehicle Coverage Valuable protection for you and your rented vehicle.

Liability collision and comprehensive. Theres no need to buy personal effects insurance from a rental car company. If youre renting a car in the US.

If your car has been damaged its also good idea to think about who. Platinum Card from American Express. That means if you carry comprehensive and collision coverage on your daily ride youll be protected against physical damage to your rental car.