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Does my insurance cover a rental car. If stolen the coverage saves you the cost. In order for your primary automotive insurance to cover your rental car youll need three types of coverage. Does my car insurance cover rental cars.
If youre a resident of Canada or the United States theres an excellent chance your credit card will provide that cover for rental cars. Your personal auto insurance including all limits and deductibles extends to almost any rental car you drive. Although you may be covered to drive other cars as part of your insurance policy this cover often specifically excludes rental vehicles.
That means if you carry comprehensive and collision coverage on your daily ride youll be protected against physical damage to your rental car. Of reimbursing the rental car company for the vehicle. Compare Buy With Us Today.
If you have an auto insurance policy you might be covered in a rental car at the same level that you are covered in. Rental companies wont let their cars hit the road without basic damage and theft cover known as Collision Damage Waiver and Theft Protection. Instead your rental car provider will have insurance built into the cost of the hire with a few options thatll let you reduce any excess youll pay in the event of an accident.
Liability collision and comprehensive. If you have renters or homeowners insurance these items may already be protected. If your personal car insurance covers rental vehicles.
If for example you borrowed your neighbours car when your vehicle was in the garage you would more than likely be covered by your own insurance. Find out what you need to know to protect yourself when you rent a car. In addition CDW generally does not cover certain areas of the car such as the windscreen tyres and the undercarriage.