Ross McLaughlin and Lisa Green CTV.
Does my icbc insurance cover rental cars in the us. Does your ICBC cover driving in the USA. The ICBC rental vehicle policy can be purchased by BC. ICBC coverage does not cover car rental.
When you pick up your rental car the counter staff might offer you extra types of cover or insurance. It helps ensure that all British Columbians who own and drive a motor vehicle here are protected with a basic level of coverage. Your ICBC insurance may cover rental cars.
Rental Vehicle Coverage. Hire car cover varies by country and rental company. When purchasing your rental vehicle policy it is important to list all the potential drivers.
BC residents who have Roadside Plus or the Road Star package through ICBC are covered for rental cars in Canada and the US including Hawaii and Alaska. Basic coverage ICBC Basic Autoplan insurance is the mandatory coverage you need for a vehicle in BC. With Loss of Use coverage you can start using substitute transportation immediately after your claim is accepted.
For example when it comes to liability insurance if you cause an accident while driving the rental car your liability insurance would pay up to your policy limits for the damages done to other cars. This is especially true now that rental car companies are competing with ride-sharing. These are likely to cover parts of the car beyond the bodywork windows tyres engine etc or reduce the excess the amount youll pay if anything goes wrong.
In other words buying rental car insurance coverage may duplicate what you already pay for. Most of us are covered when we are renting a car. Be reimbursed for taking taxis or public transportation.