Account for collision and comprehensive as well as liability.
Does my comprehensive insurance cover rental cars. The following are areas where many car hire excess policies will cover you but a comprehensive car insurance policy normally dont. What does it cover. In fact your car insurance probably only works for your own car.
A few years ago cover to drive other cars was a standard feature of most comprehensive car insurance policies. Although you may be covered to drive other cars as part of your insurance policy this cover often specifically excludes rental vehicles. Find out what your options are so you can be confident you have the insurance you need at the right price.
For a quick summary on what it includes see Full Protection Insurance. Some people think their normal car insurance covers them for driving any car. You should check with your auto insurance company to ensure that this extends to rental cars.
So its a good idea to clarify with your insurance company beforehand. In most countries every rental car needs a basic package of three types of cover but how you get them varies. Hire car insurance works quite differently from the insurance youll have on your own car.
Though it is temporary rental car insurance works like standard car insurance. You can choose to buy extra insurance to cover your rental so its insured more comprehensively. Do I Need the Auto Coverage Offered by the Rental Agency.
Insuring your hire car can be confusing. If for example you borrowed your neighbours car when your vehicle. No excess to pay if your windscreen is smashed.