Based on the size of the vehicle it may not be covered on your personal auto policy.

Does my car insurance cover uhaul rentals. However this doesnt hold true when renting a U-Haul. Like other rental companies U-Haul offers protection plans at various levels to ensure you are covered against liability due to accident or injury. You would like to temporarily have protection you dont currently have such as emergency road service personal injury protection PIP or medical payment coverages.

That means if you dont buy in-house U-Haul insurance. Will U-Haul bill me if I damage their rental equipment without coverage. For example if you have liability only coverage on your policy you would have liability only coverage for the car or U-Haul you are renting there would be no physical damage coverage.

However your personal insurance policy providing coverage on an owned automobile or other personal policy may provide additional coverage and to the extent ALI may provide a duplication of coverage. With your policy they are probably are right about the 20 foot truck being covered but I would get the SafeMove plus as it literally covers everything. Yes but only to the state minimums which are sometimes low.

There might also be limitations on your rental car insurance coverage. Transmissiondrive train problems from pushing or rocking the truck back and forth if its stuck in ice or. The policies in each states with GEICO are worded different some states might cover all the U-Haul trucks and some states some and some not at all.

A U-Haul is very likely to surpass those size restrictions. Your personal car insurance has a very high deductible doesnt include adequate collision liability or comprehensive coverage or doesnt cover rental cars some dont. Generally speaking if the vehicle has a full 1-ton towing capacity normally designated as an F-350 or 3500 on the vehicle or smaller then your policy will extend to cover that vehicle just like renting a car.

You should check with your state laws to see what the MFR coverage is for motor-vehicle rental companies. This means property damage and bodily injury you cause another party may be covered by your car insurancejust not damage you cause to the U-Haul truck youve rented. Generally your own car insurance policy will not extend to a U-Haul Ryder Penske or other type of truck you rent to move your belongings or to a rented trailer.