However this coverage is contingent and comes with a 1000 deductible.

Does my car insurance cover uber driving. Period 3 is when. Heres what you need to know. Before you pick up your first passenger as an Uber driver you will need to make sure you have proper coverage.

Heres how it works. Your personal auto insurance will apply to a covered accident while using your vehicle for personal use and while driving on the Uber app but prior to accepting a ride request. Most personal auto insurance policies do not cover driving for pay.

Fortunately Uber provides its drivers with generous insurance for when theyre working. Uber offers comprehensive and collision insurance that will cover up to your cars cash value. A standard car insurance policy does not cover driving for business purposes and Uber Eats is considered a business purpose.

If you drive for Uber in Ontario or Alberta youre automatically covered by a basic commercial car insurance policy through Intact Financial Corp. Youll still need your own policy for when you drive your vehicle for personal use. Uber covers drivers for certain things but does not replace your own car insurance.

Your insurance provider will reject your claim because the car was used for business and not for personal use as the policy stated to be. Uber requires all their drivers to have car insurance and provides supplemental insurance coverage but only while the app is on. Collision and comprehensive.

I dont mean to scare you but heres even more reason why you. As long as the rideshare app is on your customer is covered via Ubers. This coverage is provided by Uber which means Uber pays the premium.