That means if you get into a crash and God forbid kill someone you have no insurance past whatever you chose to buy through Turo.

Does my car insurance cover a turo rental. Car insurance policies written for personal use that is for everyday driving to work and other errands will probably never cover your vehicle while someone else is renting your car on Turo. You have coverage for cars you rent from a car rental agency coverage for cars you borrow or own. Do you need insurance to rent a car.

In general the coverage you have from your primary auto insurance will cover a rental vehicle. However you may be covered if you rent from a commercial car rental agency thats a Turo commercial host. Turo does not consider itself a car rental agency.

Because of the way car policies are written. If you have insurance coverage that covers you for rentals it may not cover you for borrowing a Turo car. But to double-check I called the number on the back of my Chase Sapphire Preferred Card which also excludes leases and mini leases and vehicles that are not rented from a rental agency.

No your standard personal car insurance policy does not extend to Turo. You dont need personal insurance coverage if you book a trip with a protection plan made available via Turo. Turo formerly RelayRides is a carsharing platform that allows car owners to host their vehicles cutting out the rental counter and adding a more personal feel to your rental experience.

Renting your vehicle out. Be mindful that your standard car insurance rate may increase if you choose to rent out your vehicle. You have to purchase a Turo protection plan which supplies liability coverage through Liberty Mutual.

If you have any questions about a specific rental I recommend calling Amex before booking your rental car. For example your car insurance company might cover liability with your Turo rental but not accidents or physical damage. Be sure to ask exactly what coverages extend to a Turo vehicle in many cases insurance providers may offer liability but not physical coverage for a rental car.