If youre renting a moving van which is similar in size to a passenger van theres a better chance that a personal auto policy would cover it but dont assume so.

Does my car insurance cover a rental truck. Although physical damage coverage for example comprehensive and collision on your policy extends to non-owned vehicles in most locations there is no coverage for fees the rental company may charge for. You arent covered. Many auto insurance policies dont cover large truck rentals.

Like rental car companies rental truck services provide minimum liability coverage with each rental. For most customers however this isnt enough. If the truck is damaged or youre injured while driving a rental truck.

If youre planning to rent a moving truck youll need to check on the companys various insurance and protection plans. Your rental must be for 31 days or less to get the benefit of rental car insurance coverage. Rental car insurance often has diminished value coverage.

Even if your policy covers some car or truck rentals there may be exclusions based on the truck size or weight. Your current policy may also have restrictions that exclude the type of vehicle youre renting such as a truck motorcycle or recreational vehicle. But this is not the case with moving truck rentals.

Call your insurance agent to see if your personal auto policy covers a moving truck rental. Most car insurance policies wont double for U-Haul rental truck coverage. Most rental companies typically have a short predictable suite of rental vehicle insurance offerings.

Know the policy of your rental company before you arrive at the counter. Liability coverage on your policy extends to your use of non-owned cars pickups as well as moving vans for personal use. To make it easier for you weve put together our guide to purchasing rental truck insurance below.