There are some car insurance companies that specifically exclude coverage for cars loaned through Turo.

Does my auto insurance cover rental cars progressive. All of these car insurance companies have been known to exclude Turo rentals for owners. If you have a Progressive auto insurance policy the good news is that youre also covered for rental cars. Have you ever been asked if you want to purchase the insurance at a rental car company and wondered if you should.

Basic insurance plans provided by some car-sharing companies have very low limits so its worth spending more to get top-tier plans to increase coverage. Physical damage to the rental vehicle may be covered if you carry it on your own vehicle. Liability Insurance and Rental Trucks On the flip side some personal auto insurance policies do provide liability car insurance coverage for you to drive rental trucks.

Note for Progressive policyholders in Texas. Progressive does not currently offer commercial auto insurance for the following. Your Progressive car insurance covers rental cars to the same limit.

Your auto insurance may be able to cover the costs of a replacement rental as long as the damage to your car was caused by a covered loss. In addition most renters or homeowners insurance policies cover personal items that could be stolen from your rental. If you have liability collision and comprehensive insurance on your own vehicle you will already be protected at least up to the policys limits for most of the coverages that are typically offered by rental companies.

You need to buy the car-sharing companys auto insurance to be sufficiently covered. In most cases your existing car insurance will automatically extend accident benefits and third party liability coverage to the rental vehicle. That means if you drive a brand new Audi and rent a compact car youre good to go.

Coverage for physical damage to insured vehicles is available for Progressives Texas policyholders who make occasional trips into Mexico within 25 miles of the border. There are a few types of coverage you can select and most come with a deductible. If you only have liability coverage your insurance will pay for the other drivers injuries and property damage in.