In addition most renters or homeowners insurance policies cover personal items that could be stolen from your rental.

Does my auto insurance cover rental cars progressive. While a rental truck insurance policy is similar to policies provided by car rental agencies as NerdWallet points out the circumstances of renting a U-Haul truck differ from renting a car. Your auto insurance may be able to cover the costs of a replacement rental as long as the damage to your car was caused by a covered loss. Your personal car insurance covers traditional rentals but does not cover peer-to-peer car sharing.

There are some car insurance companies that specifically exclude coverage for cars loaned through Turo. If you have a Progressive auto insurance policy the good news is that youre also covered for rental cars. The answer it depends.

If you have liability collision and comprehensive insurance on your own vehicle you will already be protected at least up to the policys limits for most of the coverages that are typically offered by rental companies. Rental reimbursement coverage can help you pay for temporary transportation expenses including a replacement rental car but your coverage may be subject to limits. If you only have liability coverage your insurance will pay for the other drivers injuries and property damage in.

Physical damage to the rental vehicle may be covered if you carry it on your own vehicle. The caveat is that this coverage extends to the same limits of your personal auto insurance policy. You need to buy the car-sharing companys auto insurance to be sufficiently covered.

Businesses that travel cross country or otherwise exceed our radius of operation limits such as long-distance truckers Businesses with freight forwarder filings Businesses with more than. Progressive does not currently offer commercial auto insurance for the following. Progressive rental car insurance is included in your personal car insurance policy and a rental car has the same coverage with the same limits as your personal car.

This means property damage and bodily injury you cause another party may be covered by your car insurancejust not damage you cause to the U-Haul truck youve rented. Liability Insurance and Rental Trucks On the flip side some personal auto insurance policies do provide liability car insurance coverage for you to drive rental trucks. Look for similar coverages in your home province.