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Does my auto insurance cover rental cars progressive. Have you ever been asked if you want to purchase the insurance at a rental car company and wondered if you should. In addition most renters or homeowners insurance policies cover personal items that could be stolen from your rental. Your Progressive car insurance covers rental cars to the same limit.

The answer it depends. If you have a Progressive auto insurance policy the good news is that youre also covered for rental cars. This means property damage and bodily injury you cause another party may be covered by your car insurancejust not damage you cause to the U-Haul truck youve rented.

The limits would be the same as those on your own vehicle. Though it is temporary rental car insurance works like standard car insurance. The caveat is that this coverage extends to the same limits of your personal auto insurance policy.

Rental reimbursement coverage can help you pay for temporary transportation expenses including a replacement rental car but your coverage may be subject to limits. If you have liability collision and comprehensive insurance on your own vehicle you will already be protected at least up to the policys limits for most of the coverages that are typically offered by rental companies. Coverage for physical damage to insured vehicles is available for Progressives Texas policyholders who make occasional trips into Mexico within 25 miles of the border.

Your auto insurance may be able to cover the costs of a replacement rental as long as the damage to your car was caused by a covered loss. Physical damage to the rental vehicle may be covered if you carry it on your own vehicle. Your personal car insurance covers traditional rentals but does not cover peer-to-peer car sharing.

The Mexico insurance offered through IIG does not cover rental vehicles in Mexico. You need to buy the car-sharing companys auto insurance to be sufficiently covered. Progressive does not currently offer commercial auto insurance for the following.