What Does Rental Car Insurance Cover.

Does my auto insurance cover rental cars esurance. Before you sign any paperwork at the rental office call your auto insurance agent and ask if your car insurance covers your rental car. Does My Regular Insurance Cover Rental Cars. If you carry comprehensive and liability coverage on your personal car coverage typically will extend to your rental car within the United States.

If you have insurance coverage that covers you for rentals it may not cover you for borrowing a Turo car. Instead your rental car provider will have insurance built into the cost of the hire with a few options thatll let you reduce any excess youll pay in the event of an accident. These are likely to cover parts of the car beyond the bodywork windows tyres engine etc or reduce the excess the amount youll pay if anything goes wrong.

If you dont have liability comprehensive and collision coverage on your own car then your insurance likely will not cover your rental car if you get into a collision or damage the rented vehicle. Your insurance agent can help you review your coverage so you can set the liability limit thats right for you. On the flip side some personal auto insurance policies do provide liability car insurance coverage for you to drive rental trucks.

Although you may be covered to drive other cars as part of your insurance policy this cover often specifically excludes rental vehicles. Of similar value to your personal car in all likelihood your auto insurance coverage will be adequate for the rental. This is especially true now that rental car companies are competing with ride-sharing.

Account for collision and comprehensive as well as liability. This kind of cover is optional so the. Your liability coverage also applies when you get behind the wheel of a rented vehicle.

If youre renting a car in the US. Personal auto coverage for rentals may be less comprehensive than for your own car. Ad Protect The Things That You Value The Most With Direct Line Tenants Cover.