If youre renting a moving van which is similar in size to a passenger van theres a better chance that a personal auto policy would cover it but dont assume so.

Does my auto insurance cover moving truck rental. Dont forget to look into insurance coverage for the rental truck. Generally your own car insurance policy will not extend to a U-Haul Ryder Penske or other type of truck you rent to move your belongings or to a rented trailer. Call your insurance agent to see if your personal auto policy covers a moving truck rental.

Even if your policy covers some car or truck rentals there may be exclusions based on the truck size or weight. When renting a moving truck most drivers should accept the damage waiver and supplemental liability insurance but decline cargo protection and medical coverage if its possible to pick and choose. You should ask your auto insurance agent before purchasing any additional coverage from the rental truck company.

Or higher or vehicles with a max load capacity greater than 2000 lbs. If you are not sure of the extent of your policys coverage ask your insurance agent or your insurance company U-Haul representatives and agents are not qualified to evaluate the adequacy of your personal auto policy. But this is not the case with moving truck rentals.

In general the coverage you have from your primary auto insurance will cover a rental vehicle. Your personal auto policies may or may not cover rental trucks. Like rental car companies rental truck services provide minimum liability coverage with each rental.

For instance you may find that the personal property coverage in your homeowners insurance policy provides some coverage for the belongings youre transporting but doesnt cover damage to the rental moving truck. Call your insurance agent to see if your personal auto policy covers a moving truck rental. Additional questions that should be fully investigated include.

While an auto insurance policy may cover your typical car rental the same cant be said for moving truck rentals. Your coverage will likely exclude mechanical damage such as overloading the truck and damaging the drivetrain. Many auto insurance policies dont cover large truck rentals.