If youre renting a car in the US.
Does my auto insurance cover a rental car. With ERIE basic rental car coverage is automatically included in most states if youve purchased comprehensive coverage. The caveat is that this coverage extends to the same limits of your personal auto insurance policy. Of similar value to your personal car in all likelihood your auto insurance coverage will be adequate for the rental.
If you carry comprehensive and liability coverage on your personal car coverage typically will extend to your rental car within the United States. Your Progressive car insurance covers rental cars to the same limit. Your auto insurance policy doesnt have the right endorsement In order to be covered for liability and personal accident insurance your Ontario auto insurance policy needs the OPCF27 liability for non-owned automobiles endorsement to be transferable to a rental car.
With AAA auto insurance you are typically covered for rental cars up to your same coverage limits in the United States. If you have a Progressive auto insurance policy the good news is that youre also covered for rental cars. Well compare the types of protection rental companies offer with whats available from an insurer and which gaps you might need to fill.
Insurance in your auto policy for rental car costs. In most cases your own car insurance policy applies when renting a car so you may not need to buy additional protection from the rental car company. Many rental vehicle companies offer insurance to their customers but its often much more expensive than what we offer and it may not cover as much.
If your credit card company provides rental car protection it probably only covers cars. Car Insurance Cover Rental Car. Look for similar coverages in your home province.
If you have a personal car insurance policy it includes liability coverage and any additional coverage youve opted for such as comprehensive or collision. A covered loss is a claim or incident that is covered under the terms in your policy. Even if you already have auto insurance some policies do not cover.