Policies do not automatically come with that type of rider.

Does life insurance cover skydiving accidents. If this is the case and you die while participating in this activity your beneficiaries will not be paid your insurance. You can but a standard life insurance policy may not cover it. Additionally some companies offer special coverage for those who like to parachute whether you perform a couple of dives per year or if you do it professionally.

The policy does not provide cover for instructor negligence at non-affiliated drop zones. Many standard life insurance policies dont cover deaths that occur as a result of an accident related to an extreme or high-risk sport. Payment set at 2 million dollars worth of a business and for your family are taken then there are signs recovery.

As much as we would like to give a hard and fast answer to this question the real answer is it depends. In rare circumstances involving fraud or crime your policy will not pay out. Problems or other property might suffer damage or theft.

The types of insurance policies skydivers can buy include both term insurance and permanent insurance which consists of whole life universal life and variable life options. Life insurance companies can find out more about us by digging through our records than what we sometimes can remember. Ive talked to a few life insurance companies but none of them cover skydiving if I died in a car accident on the way to the DZ that would be covered but not if.

If you do not very bad things can happen as we will cover. Yes if you got a life insurance policy that did not explicitly exclude death related to skydiving the policy will pay for death that was caused by a skydiving accident. Thats due primarily to the fact that premiums for term.

Life insurance applications require disclosure of such hobbies as a standard part of the application. No matter what be sure to reveal your skydiving hobby in your life insurance application. All insurance companies that I know of have a general hazardous sports question which includes scuba and skydiving etc.