When a driver borrows a car and causes an accident the car owners auto insurance is the primary insurance.

Does insurance follow vehicle or driver. Auto insurance is a set of coverages that protect you and your car in different situations that can potentially occur when driving. Some of these protections are designed to follow the vehicle. In North Carolina insurance policies follow the car So if someone borrowing a friends car causes an accident and hurts another you would first pursue the policy of the cars owner.

There are some cases when certain types of coverage do follow the driver too. Does insurance follow the car or driver in North Carolina. Liability insurance covers you even in another car.

The drivers coverage will utilize in most situations when driving a car he does not own. Incidental use of a vehicle protects other drivers. Using another persons car regularly changes the situation somewhat.

Does Insurance Follow The Car Or The Driver. Car insurance can follow the car or driver. When you rent a car.

A better way to think of this topic is not so much in terms of which insurance policy applies but more in terms of an order of operations. So if you were to loan your truck to your friend so he or she could move on a Saturday and they caused a crash YOUR auto insurance would be the first to kick in not theirs. There are coverages that follow the car.

The variables that determine if coverage will follow the driver. When does car insurance follow the driver. If you let someone else drive your car and they get in an accident your insurance company would likely be responsible for paying.