So if you were to loan your truck to your friend so he or she could move on a Saturday and they caused a crash YOUR auto insurance would be the first to kick in not theirs.

Does insurance follow vehicle or driver. Depending on your policy your car insurance may extend coverage to rental cars. Does Insurance Follow The Car Or The Driver. This is a case where insurance follows the car.

Does Insurance Follow The Car Or The Driver. There is no single answer to this question. When a driver borrows a car and causes an accident the car owners auto insurance is the primary insurance.

The owner of the car is liable for damages and a possible increase in premiums as a result of the accident and claim. Even though with the other persons knowledge and consent once regular use begins the insurance company must be informed. Car insurance always covers your car if the driver is included on your policy.

The car insurance follows the car instead. The variables that determine if coverage will follow the driver. Using another persons car regularly changes the situation somewhat.

By adding complementary policies you can guarantee you the driver and the vehicle will be protected in the event of an accident. Incidental use of a vehicle protects other drivers. That means if you get into an accident your car insurance liability coverage will cover you in the same way it would if you were driving your own car.

When does car insurance follow the driver. Auto insurance is a set of coverages that protect you and your car in different situations that can potentially occur when driving. In traditional insurance coverage for a protected driving anyone elses vehicle is the coverage he gives for his car.