Because of this car owners need to be wary of who they lend their car to.

Does insurance follow vehicle or driver. Using another persons car regularly changes the situation somewhat. These coverages follow the driver There are a few situations when car insurance follows the driver instead of the car. Does insurance follow the car or driver in North Carolina.

Car insurance generally follows the car but insurance is never black and white. Standard auto insurance policies cover the car. Auto insurance is a set of coverages that protect you and your car in different situations that can potentially occur when driving.

Generally auto insurance will follow the vehicle rather than the driver but some coverage types follow the driver too. The variables that determine if coverage will follow the driver. Depending on your policy your car insurance may extend coverage to rental cars.

Car Insurance Can Follow the Driver We know car insurance typically follows the car not the driver. The owner of the car is liable for damages and a possible increase in premiums as a result of the accident and claim. Car insurance always covers your car if the driver is included on your policy.

There are some cases when certain types of coverage do follow the driver too. But this is a myth. When does car insurance follow the driver.

There is no single answer to this question. If you let someone else drive your car and they get in an accident your insurance company would likely be responsible for paying. Some of these protections are designed to follow the vehicle.