Conversely collision and comprehensive coverage follow the automobile you have insured not the driver.

Does insurance follow the driver or the vehicle. A basic auto insurance policy issued in Ontario lists both the car by VIN number and the policyholder by name. Depending on your policy your car insurance may extend coverage to rental cars. A standard car insurance plan supports the car not the driver.

Borrows the car and is included in a collision in most maximum cases insurance will revenge for damages. A standard auto insurance policy follows the car not the driver. Some of these protections are designed to follow the vehicle.

The answer to whether car insurance covers the driver or the car is not black and white because there are parts of your car insurance policy that do follow you when you are driving someone elses car. Generally the answer to the question of does insurance follow the car or the driver in Michigan is that auto No-Fault insurance coverage will follow the driver but depending on the contract language of your policy it can also follow the vehicle. The medical coverages benefits are based on people not the insured vehicle so can move with you and your family if youre driving or riding in your own vehicle or someone elses.

If they cause a collision when driving your car they most likely will be asked to show proof of your insurance. Auto insurance is a set of coverages that protect you and your car in different situations that can potentially occur when driving. Insurance follows the vehicle and pays primary after an accident so the claim would need to be filed with the company that insures the car.

However there are instances where certain auto insurance coverages do follow the driver such as personal injury protection. That basic insurance however issues to the car. It will be your insurance and not the borrowers which will make the claim and might have to pay for any damages to the car itself.

The variables that determine if coverage will follow the driver or. The accident could increase your insurance premium. Thats why having the appropriate car insurance coverage is so important.